Canal Insurance Company Benefit Information


Canal Insurance Company Employee Benefits 2017

Canal Insurance Company is excited to offer you a comprehensive and valuable benefits package.   If you are a full time employee (working 30 hours a week), you are eligible for these benefits.   This website is designed to give an review of all benefits available, the contracts for those benefits, and any additional information you may need including but not limited to provider links and claim forms.  We encourage you to become knowledgeable on your benefits so that you and your family get the most value out of them.  Our benefit year runs January 1st – December 31st.

Please reach out to our broker, Jennifer Holly, with any questions or concerns regarding your benefits.

Phone: 864-232-6723


Click here to begin your online enrollment! 

Click here to watch a webinar with online enrollment instructions!

Medical Benefits (Cigna)

Health Savings Account Information

Probenefits (FSA & Dependent Care)

Dental Benefits (Delta Dental)

Life & Disability Programs (AUL)

Vision Plan (VSP)

Business Accident Insurance (The Hartford)

Critical Illness/Cancer Benefits (Guardian)

401(k) Plan

Lifestyle Management Programs

Health Care Reform Notices

Health Care Reform Individual Mandate

Effective January 1, 2014 you are required to have health insurance. For more information on the individual mandate and your responsibilities, please click on the link below.

 Click here for more information on the Individual Mandate

EmpowHR Online Enrollment & How to Enroll

EmpowHR is a web delivered application that provides the functionality to enroll and manage your benefits throughout your benefit’s plan year. EmpowHR is very easy and intuitive to use. The different functionalities that you as an employee can utilize include:

  • Enrolling in Benefits
  • Viewing your Current Benefits
  • Submitting Change of Family Status Events
  • Changing your Password
  • Modify Information
  • Modify Dependents
  • Modify Beneficiaries

If you want to keep your benefits without changing them you do not have to re-enroll on empowHR. If you have Flexible Spending and/or Dependent Care, you do have to re-enroll in these benefits, they cannot be carried forward and you must go on to empowHR and re-enroll in benefits to keep Flex and Dependent Care.

Logging In To EmpowHR

Click on EmpowHR to log in or copy and paste this link into your web browser,  Your EmpowHR username will be the first letter of your first name, then your last name, then the last four of your social security number. For example, John Doe’s username will be jdoe1234. Your EmpowHR password will default to your social security number. Upon your first log-in, you will be prompted to change your password prior to enrollment. EmpowHR will open for enrollment on December 1st at 7:00 am and close on December 18th at 11:59 pm.

If you are new to Empowhr, click here to view the user’s guide!

Questions About Your Canal Insurance Company Benefits

If you have any questions concerning your current benefit package, any future benefits, or any other benefit information that you may need, please contact our benefit team at Clarke & Company Benefits. Our contact information is below.

Jennifer Holly

Laura Howell – Account Manager

Toll Free: 888-540-9403

Greenville: 864-232-6723

Columbia: 803-253-6997

To email click on name above.

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