Benefits 101 Redo

Benefits 101

Health insurance can be confusing. Don't worry though, Clarke and Company Benefits is always here to assist you. We have gathered the information below to help explain the plans your employer may offer, so that you can make the best choices for you and your family.
First, watch this video to learn more about how health insurance can help you.

Looking for information on a specific type of coverage? Click below. Otherwise, keep scrolling to learn more about health insurance terminology and types of plans.

Health Insurance

Health insurance can be complicated, but Clarke & Company Benefits has you covered. Below you will find some key terminology about how your health insurance plan works. 

Health insurance is an arrangement with an insurance company that can help protect you form the high costs of health care. It works by spreading the cost of care among large groups of people. In addition to spreading financial risk, health insurance improves access to health care services.

Click on the links below to watch a couple short videos that help explain the basics behind group health insurance and the payments that come with it.

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Health Plans Explained

A health plan is an insurance policy that provides coverage of health services for a prepaid premium. Different plans have different rules, so we've  explained some of them here. Also included is some information about medical savings accounts that may be paired with your plan.

To learn more about health FSAs and dependent care, click here.


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