Benefits 101 Redo

Benefits 101

Not sure what all the employee benefits terminology means? Don't worry, you are not alone. Clarke and Company Benefits has provided this for you below with information on the plans your employer may offer you.

First, watch this video to learn more about how health insurance can help you.

Looking for information on a specific type of coverage? Click below. Otherwise, keep scrolling to learn more about health insurance terminology and types of plans.

Health Insurance

Health insurance can be complicated, but Clarke & Company Benefits has you covered. Below you will find some key terminology about how your health insurance plan works. 

Health Insurance

Health insurance is an arrangement with an insurance company that can help protect you from the high costs of health care. It works by spreading the cost of care among large groups of people. In addition to spreading financial risk, health insurance improves access to health care services.

Out-Of-Pocket Maximum (OOPM)
Preventative Care

Click on the links below to watch a couple short videos that help explain the basics behind group health insurance and the payments that come with it.

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Health Plans Explained

A health plan is an insurance policy that provides coverage of health services for a prepaid premium. Different plans have different rules, so we've  explained some of them here. Also included is some information about medical savings accounts that may be paired with your plan.

To learn more about health FSAs and dependent care, click here.


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