Clarke & Company Benefits provides comprehensive consulting and brokerage services for compensation and benefit programs such as:
- Medical (including retirees)
- Prescription Drugs
- Dental
- Vision
- Short Term Disability/Salary Continuation
- Long Term Disability
- Group Life Insurance
- Voluntary Life and AD&D
- Flexible Spending Accounts
- Health Savings Accounts
We provide assistance in developing overall plan benchmarks and targets to ensure that the plan meets the objectives of the employer and its employee. Our objective is to ensure that benefit designs are consistent with the benchmarks and targets set forth in the strategic benefit planning process.
Our robust reporting services provide data to analyze health care claims paid during the previous 24 months. Our claims factor reports will reflect claim trends to include non-bundling of pharmacy claims. By providing you with these reports, we can easily track costs over time per member per month. Our cost factor report is designed to take a snap shot of your major cost drivers. Our reporting capability includes online claims analysis tools that allow us to drill down to provide further analysis of claims data. We will analyze health care claims data quarterly and provide you with a summary. Our claims data analysis also includes input from our in-house wellness coordinator who can use this data to design your wellness strategies.
Our consulting service can help you identify core administrative services, assess vendor performance, and manage vendor relationships to provide appropriate program administration. We will assist in drafting employee communications regarding benefit program performance and changes, and assist in the review of plan documents and insurance certificates during the planning and enrollment process. Informational materials on legislative developments impacting employee benefit plans on topics such as FMLA, COBRA, HIPAA, HIPAA Privacy, Health Care Reform, and Section 125 are available on our online Human Resource support called Clarke & company online.
Our wellness team consists of two in-house wellness coordinators and a back office support staff. Our wellness coordinators can assist you in tailoring a wellness program to meet your needs and drive down health care costs. Our wellness approach can help you increase productivity by creating a healthier workforce. We also offer a wide range of online wellness materials designed for the employer and employee.