First Community Model Notices

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First Community Bank Model Notices and Employee Documents

This webpage houses all of the First Community Bank employee benefit information along with your benefit notices and your Employee Benefits Summary Plan Description for the 2019 benefit year that starts on January 1, 2019*. Also, on this page are each carriers certificate of coverages for each benefit plan. We have also included summaries of these documents for your review along with some carrier forms below. If you need any more information please contact Brooke Kuchenbrod in Human Resources or your Clarke & Company Benefits representative below.

Click here to watch the open enrollment webinar!

Employee Benefit Summaries

Below you will find concise summaries of your employee benefit plans. These will give you a brief overview of each plans highlights and benefits. For full benefits, consult each plans certificate of coverage below.

Summary Plan Description & Certificates of Coverage*

Below is the First Community Bank Summary Plan Description that govern all of our benefit plans and each carriers certificate of coverage for that plan. Please consult the certificate of coverage for the benefits offered by each carrier.

Important Employee Benefits Notifications

Below you will find all of your required notifications for the First Community Bank employee benefit plans. If you have any questions regarding these notices please contact your First Community Bank Human Resources or your Clarke & Company Benefits representative regarding any notice. Click here to link to the Blue Cross website.

Blue Cross Blue Shield Prescription Drug List

We have provided for you the 2018 Member Prescription Drug List (this is not the full drug list) and a like to the full prescription drug list by tier. If you have any questions on this contact your Clarke & Company Benefit representative.

Health Care Reform

Clarke & Company Benefits has prepared a Health Care Reform Website for the employees of First Community Bank to help you learn more about what the law means to you and how it will affect you and/or your dependents. If you have any other questions on reform that the site doesn’t answer, email us at Clarke & Company with any reform questions by clicking here.

Click here to go to the Health Care Reform Website


Web Tools For Managing Your Health


Blue Cross My Health Toolkit

As an employee of First Community Bank take charge of your health and start using the My Health Toolkit from Blue Cross. Watch a short video on how you can check your Explanation of Benefits, take a Personal Health Assessment, check claim status, find a doctor, see what has been applied to your deductible and much more. In the video, you will learn everything in the new toolkit and how you access it.

To view a video on the My Health Toolkit web tool click below.

My Health Toolkit Video

Click here to log in to My Health Toolkit

Questions About Your First Community Bank Benefits

If you have any questions concerning your current benefit package, any future benefits, or any other benefit information that you may need, please contact our benefit team at Clarke & Company Benefits. Our contact information is below.

Norman Clarke

Laura Howell – Account Manager

Toll Free: 888-540-9403

Columbia: 803-253-6997

To email click on name above.

The information on this webpage is presented for illustrative purposes and is based on information provided by the employer. The text contained on this website was taken from various summary plan descriptions and benefit information. While every effort was taken to accurately report your benefits, discrepancies, or errors are always possible. In case of discrepancy between this page and the actual plan documents, the actual plan documents will prevail. The plan documents will govern all plans covered on this page. This page is not a contract or a guarantee of your eligibility or benefit. All information is confidential, pursuant to the Health Insurance Portability and Accountability Act of 1996. If you have any questions about this page, contact Human Resources. If you sign up for coverage that requires evidence of insurability, even though deductions may start, you are not considered enrolled in the plans until confirmed by the carrier. If declined, you will be reimbursed.

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