midortho
Guide
Employee Benefit Guide

Click below to view your TRC Employee Guide.

BCBS Medical
BlueCross BlueShield

Click below to view your BCBS Medical documents.

Guardian Dental, Vision, Vol Life
Guardian

Click below to view your Guardian Dental, Vision, and Voluntary Life Documents.

Other Coverage
Other Coverages

Click below to view your other coverage insurance documents such as Short-Term Disability and Critical Illness.

Health Plans

SBC
Medical
Summary Benefits and Costs

TRC offers employees two plan to chose from. Click on each plan below to see a summary of the benefits and costs.

highlight sheet
Medical
Highlight Sheet

Want to get a quick overview of which each plan covers? Click on each plan highlight sheet to learn more.

carrier resources
Medical
Blue Cross Blue Shield

Click below to go to the Blue Cross website to get more information on providers and other value added benefits.

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Dental Plans

Highlight Sheet
Dental
Highlight Sheet

Dental insurance helps pay for routine dental check ups and also any major expenses. Click below for more information on our dental plan.

Certificate of Coverage
Dental
Certificate of Coverage

Click below to see a certificate of coverage for your dental insurance. This details your plan's benefits and exclusions.

Carrier Resources
Dental
Carrier Resources

Want more information about your provider? Visit the links below to access their website and a website with additional information and links.

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Vision Plans

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Physicians Eyecare Plan
Highlight Sheet

Your eyesight is so important, and protecting your eyes is a crucial part of any insurance coverage plan. Click below to view your eyecare plan highlight sheet.

cert
Physicians Eyecare Plan
Certificate of Coverage

Click on the link below to view your vision plan certificate of coverage. This outlines your benefits and exclusions to help you learn more about your eyecare plan.

carrier resources
Physicians Eyecare Plan
Carrier Resources

Want to learn more about your vision coverage provider? Click the links below to access their website and a website with additional links and information to help you.

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Life Insurance Plans

Highlight Sheet
Guardian
Highlights Sheet

Life insurance is important because it ensures protection for your family and loved ones if something happens to you. Life insurance coverage provides financial security and is crucial because you never know what is gong to happen in the future. Click below for a life insurance plan highlights sheet.

Life Cert of Coverage
Guardian
Certificate of Coverage

Your life insurance plan provides a certificate of coverage for your insights. Click below to read about the basic benefits and provisions of your insurance plan and ensure you understand your life insurance coverage.

Carrier Resources
Guardian
Carrier Resources

Visit the websites below to learn more information about your policy carrier.

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Disability Plans

Short Term Disability
Guardian
Short Term Disability Coverage

You never know when a disability could impact your way of life. Fortunately, there’s a way to help protect your income. If a covered accident or sickness prevents you from earning a paycheck, disability insurance can provide a monthly benefit to help you cover your ongoing expenses.

Long Term Disability
Guardian
Long Term Disability Coverage

Long Term Disability insurance is a type of policy that can provide benefits to employees who are unable to work for a long period of time due to an accident, illness, or injury. Click below to learn more.

Carrier Resources
Guardian
Carrier Resources

Visit the websites below to learn more information about your policy carrier

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Ancillary Plans

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Colonial
Short Term Disability

You never know when a disability could impact your way of life. Fortunately, there’s a way to help protect your income. If a covered accident or sickness prevents you from earning a paycheck, disability insurance can provide a monthly benefit to help you cover your ongoing expenses.

Slide 2
Colonial
Critical Illness

If you’re diagnosed with a covered critical illness, specified critical illness insurance from Colonial Life can help with your expenses, so you can concentrate on what’s most important – your treatment, care and recovery.

Slide 3
Colonial
Accident Plan

Accident insurance can help with medical or other costs associated with a covered accident or injury that your health insurance may not cover. Coverage options are available for you, your spouse and eligible dependent children.

Slide 4
Colonial
Plan Cost

Click here for a chart of costs for all of your Colonial plans.

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Other Resources

EAP
EAP
Employee Assistance Plan

The EAP is a program that you can utilize to find support and resources for personal, emotional, or mental health issues that you may be facing.

Clarke & Company
Website
Clarke and Company Website

Clarke & Company Benefits is the broker for all of your employee benefits. Click below for more information on our services.

How to enroll
Employee Navigator
How to Enroll

Learn More about the steps of how to enroll below.

Learn More about Medicare
Medicare
Medicare Eligible

Click the link below to learn more about Medicare.

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Contact
Contact us

Have questions? Contact Clarke & Company Benefits!

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