F&ME Consultants Benefit Information

Cigna

Click below to view your Cigna documents.

guardian

Guardian

Click below to view your Guardian documents.

Colonial Life

Click below to view your Colonial Life documents.

base plan

Cigna

Base Medical Plan

F & ME offers employees different plans to chose from. Click on the iformation below to learn about the base plan.

buy up plan

Cigna

Buy up Medical Plan

Click the buttons below to view your coverage details for the buy up plan option.

Cigna

Click below to go to the Cigna website to get more information on providers and other value added benefits.

Go to Website

More Cigna Info

Vision

Guardian

Highlight Sheet

Your eyesight is so important, and protecting your eyes is a crucial part of any insurance coverage plan. Click below to view your eyecare plan highlight sheet.

dental

Guardian

Highlight Sheet

Dental insurance helps pay for routine dental check ups and also any major expenses. Click below for more information on our dental plan.

Carrier Resources

Dental

Carrier Resources

Want more information about your provider? Visit the links below to access their website and a website with additional information and links.

Go to Website

More Information

Short term disability

Colonial

Short Term Disability

You never know when a disability could impact your way of life. Fortunately, there’s a way to help protect your income. If a covered accident or sickness prevents you from earning a paycheck, disability insurance can provide a monthly benefit to help you cover your ongoing expenses.

Critical Illness

Colonial

Critical Illness

If you’re diagnosed with a covered critical illness, specified critical illness insurance from Colonial Life can help with your expenses, so you can concentrate on what’s most important – your treatment, care and recovery.

Accident

Colonial

Accident Plan

Accident insurance can help with medical or other costs associated with a covered accident or injury that your health insurance may not cover. Coverage options are available for you, your spouse and eligible dependent children.