April 2013 Health Care Reform

April 2013 Health Care Reform

by Clarke & Company Benefits Posted on: April 2, 2013Categories: HR & Compliance   

On March 21, 2013, the departments of Labor, Health and Human Services and the Treasury issued a proposed rule on the Affordable Care Act’s (ACA) 90 day waiting period limit. For plan years beginning on or after January 1, 2014, the ACA prohibits group health plans and group health insurance issuers from applying  and waiting period that is any longer than 90 days. The 90 day waiting period limit will apply to both non-grandfathered and grandfathered health plans. The 90 day waiting period limit does not require and employer to offer coverage to any particular employee or class of employees, including part-time employees. The 90 day waiting period limit prevents any eligible employee or dependent from having to wait more than 90 days before coverage under a group health plan becomes effective. Even though the rule is not in final form, the departments will consider you compliant if you offer a 90 day waiting period after January 1, 2014.

 

Additional Resources:

Click here to read the legislative brief

Click here to view the Federal Register