HR & Compliance

  • Deadline for Updating BAAs is Sept. 22, 2014 by

    Posted on: September 22, 2014Categories: HR & Compliance

    On Jan. 25, 2013, the Department of Health and Human Services (HHS) issued a final rule under HIPAA’s administrative simplification provisions. The final rule updated HIPAA’s privacy, security, enforcement and breach notification requirements, and included changes required by the Health Information Technology for Economic and Clinical Health Act (HITECH Act). The final rule includes changes that may require updates to the agreements between covered entities (for example, a health plan) and ...

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  • Health Savings Accounts- HDHPs (Part 3) by

    Posted on: September 18, 2014Categories: HR & Compliance

    This is a continued overview of eligibility rules for a health care plan to qualify as a high deductible health plan (HDHP). Out-of-pocket Maximum To qualify as an HDHP, the sum of the plan's annual deductible and any other annual out-of-pocket expenses that the insured is required to pay, such as copayments and coinsurance but not premiums, cannot exceed the annual out-of-pocket maximum. The IRS has clarified that copayments must be taken into account for purposes of an HDHP’s out-of-pock ...

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  • Health Savings Accounts- HDHPs (Part 2) by

    Posted on: September 16, 2014Categories: HR & Compliance

    This is a continued overview of eligibility rules fora health plan to qualify as a high deductible health plan (HDHP). Minimum Annual Deductible An HDHP must have a minimum annual deductible of $1,250 for self-only coverage ($1,300 for 2015) and $2,500 for family coverage ($2,600 for 2015). Except for preventive care benefits, an HDHP cannot pay benefits for covered services until the minimum annual deductible has been satisfied.   Family Coverage – Embedded Deductibles When an indivi ...

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