HR & Compliance

  • Patient Protections by

    Posted on: September 9, 2014Categories: HR & Compliance

    Among other reforms, the Affordable Care Act (ACA) imposes three requirements on group health plans and group or individual health insurance coverage that are referred to as “patient protections.” These patient protections relate to the choice of a health care professional and requirements relating to benefits for emergency services, and became effective for plan years beginning on or after Sept. 23, 2010. The ACA’s patient protections do not apply to grandfathered plans. Also, the rules ...

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  • Health Care Reform: General Q&A for Individuals by

    Posted on: September 8, 2014Categories: HR & Compliance

    I’ve heard a lot about the health care reform law. When did the reforms go into effect? Under the ACA, U.S. citizens must obtain health insurance coverage or they will be subject to penalties, with exceptions for low-income individuals and those unable to obtain affordable coverage. The health care reform law, the Affordable Care Act (ACA), was signed into law by President Obama in March 2010. The changes made by ACA take effect over a period of years. Some of the law's changes are already in ...

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  • Automatic Enrollment by

    Posted on: September 4, 2014Categories: HR & Compliance

    The Affordable Care Act (ACA) requires certain large employers that offer health coverage to automatically enroll new employees (and re-enroll current employees) in one of the employer’s health plans, subject to any permissible waiting period. This requirement is found in Section 18A of the Fair Labor Standards Act (FLSA), which was created by the ACA. Section 18A further requires adequate notice to employees and the opportunity for an employee to opt out of any coverage in which the employee ...

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