HR & Compliance

  • March 2014 Health Care Reform by

    Posted on: March 12, 2014Categories: HR & Compliance

    A waiting period is the period of time that must pass before coverage becomes effective for an employee or dependent who is otherwise eligible to enroll in the plan. Under the ACA, all calendar days are counted beginning on the enrollment date, including weekends and holidays. However, if an individual enrolls as a late enrollee or special enrollee, any period before the individual’s late or special enrollment is not a waiting period. The waiting period limit does not require an employer to o ...

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  • Health Care Reform-February 2014 by

    Posted on: February 5, 2014Categories: HR & Compliance

    The Affordable Care Act (ACA) requires non-grandfathered fully insured health plans to satisfy nondiscrimination rules regarding eligibility to participate in the plan and eligibility for benefits. This requirement was originally set to take effect for plan years beginning on or after Sept. 23, 2010. However, in late 2010, the IRS announced that the nondiscrimination requirement for non-grandfathered fully insured plans is delayed indefinitely, pending the issuance of regulations (or other admin ...

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  • December 2013 Health Care Reform by

    Posted on: December 10, 2013Categories: HR & Compliance

    Prior to the Affordable Care Act (ACA) becoming law, it was common practice for insurance companies to vary the price of premiums based on things like health status, demographics, industry and the amount of time someone has been on a plan. While those practices are currently still in effect, they will be banned for some plans starting Jan. 1, 2014 In addition to premiums rising, there will be additional tax provisions. Click the links below to see full legislative briefs on both premium cost an ...

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