HR & Compliance

  • January 2013 Health Care Reform by

    Posted on: January 16, 2013Categories: HR & Compliance

    This month’s Health Care Reform post is about “Pay or Play”. We are focusing on Coverage for Substantially All Full-Time Employees and Dependents and Common Ownership Aggregation. The 95% “substantial compliance” rule benefits employers. Prior guidance in this area included no margin for error, so if an employer missed an employee who was full-time and not offered group health coverage, went to the exchange and received a premium subsidy, the employer would have had to pay a penalty on ...

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  • Latest on Heath Care Reform News by

    Posted on: January 4, 2013Categories: HR & Compliance

    On December 28th, 2012, the IRS released guidance relating to minimum essential coverage, measuring employees and potential liabilities. This guidance is consistent with prior advice but it does tie together various prior notices. This information highlights the importance of counting employees and measuring hours to determine if they are full or part-time under the provisions defined in PPACA. Employers should start counting now and avoid any confusion over their obligations as we near implemen ...

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  • December 2012 Health Care Reform by

    Posted on: December 4, 2012Categories: HR & Compliance

    At Clarke & Company Benefits we recognize the changes that are about come in 2014. We are working to keep on top of the changes and bringing you the most up-to-date topics on the Health Care Reform. Beginning in 2014, the Affordable Care Act (ACA) requires certain plans to offer a comprehensive package of items and services that meets certain actuarial value requirements, known as an essential health benefits (EHB) package. This requirement applies to non-grandfathered plans in the individu ...

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