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  • U.S. Supreme Court Upholds ACA Subsidies in Federal Exchangesby

    Posted on: June 29, 2015Categories: HR & Compliance

    On June 25, 2015, the U.S. Supreme Court issued a final ruling in King v. Burwell. This case challenged the availability of health insurance Exchange subsidies in states with Exchanges run by the federal government. In a 6-3 decision, the Court held that, in drafting the Affordable Care Act (ACA), Congress intended for the federal government to provide subsidies in all states—those that established their own Exchanges and those that have federally facilitated Exchanges, or FFEs. According to ...

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  • Slide the City in Columbia on July 4thby

    Posted on: June 26, 2015Categories: News & Events

                  Need plans for the Fourth of July still? Slide the City is bringing the biggest water party of the summer to Columbia next Saturday so just grab your swimsuit and get ready for a good time!  This is a one of a kind event that travels around the country and sets up a 1000ft slip and slide through different cities. Additionally, there is music, dancing, food, drinks, and merchandise for sale! But the best part is the money raised goes towa ...

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  • Health Savings Account (HSA) Contribution Rules (Part 2)by

    Posted on: June 25, 2015Categories: HR & Compliance

    Many employers offer high deductible health plans (HDHPs) to control premium costs and pair this coverage with health savings accounts (HSAs) to help employees with their health care expenses. An HSA is a tax-favored trust or account that can be contributed to by, or on behalf of, an eligible individual for the purpose of paying qualified medical expenses. For example, individuals can use their HSAs to pay for expenses covered under their HDHPs until their deductibles have been met, or they can ...

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  • Health Savings Account (HSA) Contribution Rules (Part 1)by

    Posted on: June 23, 2015Categories: HR & Compliance

    Many employers offer high deductible health plans (HDHPs) to control premium costs and pair this coverage with health savings accounts (HSAs) to help employees with their health care expenses. An HSA is a tax-favored trust or account that can be contributed to by, or on behalf of, an eligible individual for the purpose of paying qualified medical expenses. For example, individuals can use their HSAs to pay for expenses covered under their HDHPs until their deductibles have been met, or they can ...

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  • June 2015 Health Care Reformby

    Posted on: June 22, 2015Categories: HR & Compliance

    The Affordable Care Act (ACA) requires health insurance issuers and sponsors of self-insured health plans to pay Patient-Centered Outcomes Research Institute fees (PCORI fees). The fees are reported and paid annually using IRS Form 720 (Quarterly Federal Excise Tax Return). PCORI fees will be due by July 31, 2015, for plan years ending in 2014. IRS instructions for filing form 720, which were revised in January 2015, include information on reporting and paying the PCORI fees. Overview of the P ...

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  • Final Rule Updates the SBC Requirementby

    Posted on: June 22, 2015Categories: HR & Compliance

    On June 16, 2015, the Departments of Labor (DOL), Health and Human Services (HHS) and the Treasury (Departments) published final regulations on the summary of benefits and coverage (SBC) and uniform glossary requirement under the Affordable Care Act (ACA). These regulations finalize provisions in proposed regulations that were published on Dec. 30, 2014, in order to amend prior final regulations from Feb. 14, 2012. According to the Departments, the changes made by these final regulations are de ...

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  • Last Minute Father’s Day Ideas in Columbiaby

    Posted on: June 19, 2015Categories: News & Events

      Trying to plan something for Father's Day at the last minute? Here are some ideas to celebrate the dad in your life this week in Columbia, South Carolina! For the Budget-Friendly Father Free Outdoor Summer Movie Series at the Riverfront Park starting at 7:00 pm on Friday, June 19th. There will be face painting, games and more prior to the start of the film at 7:00. Tonight's movie will be How to Train Your Dragon 2. Free Admission For the Musical Dad Bluegrass & Acoustic Open Sta ...

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  • When Thunder Roars…Go Indoorsby

    Posted on: June 17, 2015Categories: LiveWell 24/7

                      While thunderstorms are common weather conditions, they are still very dangerous. Every thunderstorm produces lightning which remains as one of the top three storm-related killers. While lightning fatalities have decreased significantly in the last 30 years, lightning still kills an average of 51 people in the US every year and injures many more. While your home is good shelter during a storm, you can still be at risk. In ...

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  • Embedded Out-of-Pocket Maximum of Family Coverageby

    Posted on: June 4, 2015Categories: HR & Compliance

    The Affordable Care Act (ACA) requires non-grandfathered health plans to include an annual limit on total enrollee cost sharing for essential health benefits (EHB). This annual limit is often referred to as an “out-of-pocket maximum” or “maximum out-of-pocket” (MOOP). Recent guidance from the Department of Health and Human Services (HHS) and the Department of Labor (DOL) provides that, effective for plan years beginning on or after Jan. 1, 2016, non-grandfathered health plans must apply ...

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  • Hurricane Preparednessby

    Posted on: June 3, 2015Categories: LiveWell 24/7

                    This past Monday, June 1st, was the official start of the six month Atlantic Hurricane Season which peaks in September and ends around November. Luckily, this year’s hurricane season is expected to be a calm one; however the number of storms doesn’t matter because it only takes one to cause a major impact. South Carolina is one of the most vulnerable states for hurricanes and this week, May 31st through June 7th, is South Caro ...

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  • DOL Updates Model FMLA Formsby

    Posted on: June 2, 2015Categories: HR & Compliance

    The Family and Medical Leave Act of 1993 (FMLA) gives an eligible employee the right to take unpaid, job-protected leave in certain situations, including the birth, adoption or foster care placement of a child, his or her own or a family member’s serious health condition and a family member’s military service. To administer FMLA leaves, employers must provide certain notices to employees, such as a notice designating whether a requested leave will qualify as FMLA leave. Employers may also r ...

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  • Farmer’s Market and First Thursdays on Mainby

    Posted on: May 29, 2015Categories: News & Events

                  Kick-off your weekend by swinging by the Soda City Farmer’s Market Saturday morning. The farmer’s market is on Main Street every Saturday from 9 am until 1 pm. There will be dozens of local vendors selling fresh fruits, vegetables and dairy products as well as arts and crafts. After the work week gets started again on Monday, take a break to attend First Thursdays on Main, a free event from 6:00-10:00 pm on the first Thursday of ever ...

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  • HIPAA Special Enrollment Rights (Part 2)by

    Posted on: May 28, 2015Categories: HR & Compliance

    Group health plans often provide eligible employees with two regular opportunities to elect health coverage—an initial enrollment period when an employee first becomes eligible for coverage and an annual open enrollment period before the start of each plan year. In addition, to make health coverage more portable, the Health Insurance Portability and Accountability Act (HIPAA) requires group health plans to provide special enrollment opportunities outside of the plans’ regular enrollment per ...

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  • How Smoking is Effecting Your Healthby

    Posted on: May 27, 2015Categories: LiveWell 24/7

                    Smoking harms nearly every organ in the body causing many diseases and affecting the health of smokers in general. Tobacco smoke contains more than 7,000 chemicals and about 7 are known to cause cancer. In fact, cigarette smoking is the #1 risk factor for lung cancer. Smoking is also known to cause cancer of the nose, mouth, larynx, trachea, esophagus, throat, lungs, liver, stomach, pancreas, kidneys, bladder, cervix, colon, rectu ...

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  • HIPAA Special Enrollment Rights (Part 1)by

    Posted on: May 26, 2015Categories: HR & Compliance

    Group health plans often provide eligible employees with two regular opportunities to elect health coverage—an initial enrollment period when an employee first becomes eligible for coverage and an annual open enrollment period before the start of each plan year. In addition, to make health coverage more portable, the Health Insurance Portability and Accountability Act (HIPAA) requires group health plans to provide special enrollment opportunities outside of the plans’ regular enrollment per ...

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  • May 2015 Health Care Reformby

    Posted on: May 26, 2015Categories: HR & Compliance

    The Affordable Care Act (ACA) created new reporting requirements under Internal Revenue Code (Code) Section 6056. These new reporting rules require applicable large employers subject to the ACA’s employer shared responsibility rules to report information on the health coverage offered to full-time employees to the Internal Revenue Service (IRS) and covered individuals. Related statements must also be provided to individuals. Click here to read the full legislative brief!    ...

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  • 2015 SC Tour de Cureby

    Posted on: May 22, 2015Categories: News & Events

      When: Saturday, May 30th, 2015 Time: 7:30 am, 8:30 am, 9:30 am, 10:30 am, 11:30 am Where: Robert Mills House Address: 1615 Blanding St. Columbia, SC 29201 Cost: $15 Fundraising Minimum: $200 The American Diabetes Association is hosting a series of fundraising cycling events nationwide to spread awareness and raise money to help fight against diabetes. Diabetes is a long-term condition that causes high blood sugar levels and it is estimated that over 382 million people throughout ...

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  • Overview of New IRS Reporting Requirementsby

    Posted on: May 21, 2015Categories: HR & Compliance

    As part of the employer mandate, new IRS reporting requirements take effect for the first time in 2015 for employers that had 50 or more full-time employees, including full-time equivalents, during 2014. This is a summary overview of the reporting requirements to assist your organization with preparations during 2015.  IRS Forms & Deadlines: The key forms for employers are IRS Form 1094-C (IRS submittal) and IRS Form 1095-C (submittal to full-time employees*). The specific forms and appli ...

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  • Save Money by Shopping for In-season Produceby

    Posted on: May 20, 2015Categories: LiveWell 24/7

                    Groceries can be expensive, and tips for saving money are often time-consuming, such as cutting coupons and making multiple trips to the store each week to avoid waste. One easy way to save on your grocery bill, while also eating healthy food, is to shop for fruits and veggies that are in-season. Another added benefit? In-season produce tastes better. In-season fruits and vegetables are easy on your wallet because when there is a ...

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  • Overview of New IRS Reporting Requirementsby

    Posted on: May 19, 2015Categories: HR & Compliance

    As part of the employer mandate, new IRS reporting requirements take effect for the first time in 2015 for employers that had 50 or more full-time employees, including full-time equivalents, during 2014. This is a summary overview of the reporting requirements to assist your organization with preparations during 2015.  IRS Forms & Deadlines: The key forms for employers are IRS Form 1094-C (IRS submittal) and IRS Form 1095-C (submittal to full-time employees*). The specific forms and appli ...

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